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EXCELLENT Based on 18 reviews Posted on Google Beverly CastroTrustindex verifies that the original source of the review is Google. I cannot say enough about the outstanding service we received from Victor Emmel. From start to finish, they were professional, knowledgeable, and truly went above and beyond to make the process smooth and stress-free. They took the time to explain every detail in a way that was easy to understand and patiently answered all of our questions (and there were a lot!). Their responsiveness and genuine care made us feel supported every step of the way. It’s rare to find someone who combines such expertise with such kindness, and we are incredibly grateful. Thanks to Victor Emmel, we felt confident and well-guided throughout the entire loan process. I highly recommend them to anyone looking for excellent service and a loan officer who truly puts clients first.Posted on Google TheDrknlvly DAMONTrustindex verifies that the original source of the review is Google. Working with Victor was an excellent experience. He was knowledgeable experienced and stayed on top of things. This was my first home purchase and it was very easy!!Posted on Google Mason ReedTrustindex verifies that the original source of the review is Google. Very pleased with our refinance experience. Victor worked with our unique situation and found us a solution we didn’t even know about. Not only did he optimize our monthly savings, he completed the whole process in under a month. Truly a professional in his field, I would recommend him to anyone.Posted on Google Tammy CovingtonTrustindex verifies that the original source of the review is Google. Victor was great to work with, very professional and informative. He was quick to respond to any questions I had and made sure that I knew about all the documentation that was needed to close on my house loan.Posted on Google Brayden PalmerTrustindex verifies that the original source of the review is Google. Victor provided my wife and I with a fantastic experience! He was very straightforward and upfront with all the info he shared with us about our home loan. He even took extra time on calls to explain things further for us as first-time buyers. I would definitely recommend Victor to anyone looking for a loan officer.Posted on Google Cameron McKinnonTrustindex verifies that the original source of the review is Google. I've worked with Victor to do an initial mortgage and a refi. He's very professional, kind, and responsive. I have received the best rate and overall cost available in the market both times I've used Victor. I highly recommend him!Posted on Google Jake WahlinTrustindex verifies that the original source of the review is Google. Victor Emmel has been amazing to work with. I will be recommending him to all of my friends and family. Thanks again Victor!Posted on Google AustinTrustindex verifies that the original source of the review is Google. Victor was great to work with answered all my questions and wad helpful every step of the wayPosted on Google Lexi DTrustindex verifies that the original source of the review is Google. Victor is the best. Working with him was so easy! As a first-time homebuyer, there was a lot we didn't know coming into the process, but Victor always explained each option to us in an easy-to-understand way. I always felt as though he had our best interests in mind. He always responded to my communications in a timely manner, and was never frustrated or annoyed by my questions. He helped us close on our house in a little less than a month! I recommend him to anyone!!Posted on Google Makenzie RodriguezTrustindex verifies that the original source of the review is Google. Victor is awesome, we have worked multiple transactions with him. He always is so helpful, answers any and all questions! He is wonderful and we would recommend him to anyone getting ready to buy a home. ☺️Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Whether you’re buying your first home, considering a refinance, or growing a rental portfolio,
our team has the experience and loan products to get you there.
Buying a home in Utah? Let’s check your eligibility for Utah Housing grants, FHA loan options, or conventional strategies to keep your monthly payment manageable.
Is your home equity sitting idle? Learn how a strategic cash-out refinance, or a home equity solution, can fund renovations, consolidate high-interest debt, or clear out your PMI.
Don’t miss out on a hot Utah property waiting for tax returns. Our DSCR loans close quickly, based solely on the asset’s rental cash flow, allowing you to scale your portfolio seamlessly.
We talk through your goals, timeline, and situation. No obligation, no pressure, just clear guidance.
I identify the right loan products for your situation and get your pre-approval letter ready so you can shop with confidence.
My team handles the paperwork and keeps you updated at every stage. No chasing. No silence.
You get the keys. And I'm still available after closing for refinance opportunities or your next investment property.
Victor Emmel – Mortgage Loan Officer, Coast2Coast Mortgage
I’ve spent 30 years helping Utah families and investors navigate the mortgage process with clarity and confidence. My job isn’t to sell you a loan; it’s to help you make the right financial decision for your situation, whatever that looks like.
No bots. No call centers. No pressure.
Just Victor, a local Mortgage Loan Officer who’s been helping Utah families for 30 years.